Best Live Baccarat Online Casinos for 2024

Emma Trotter

Updated by Emma Trotter

Editor

Lee James Gwilliam

Fact Checked by Lee James Gwilliam

Senior Vice-President

Last Updated 26th Nov 2024, 12:47 PM

Baccarat is the favorite casino game of 007 James Bond. If it is good enough for the British superspy, it is good enough for us. Below are the best online casinos to play live baccarat casinos in the US, each giving you the best way to experience baccarat in the most authentic way possible. 

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Table of Contents

Top Recommended Live Dealer Baccarat Casinos

Our job is to find the best live baccarat online casino sites for US players, removing all the hassle for you. Online casinos nationwide have been through our strict review process, and we have found the best of the best. Below are the top live baccarat casino brands chosen because of their quality in terms of game availability, bonuses, usability, payments, and support. Every real money casino we list has a valid license in states that support online iGaming. 

FanDuel Casino

FanDuel is one of the premier online casinos available in New Jersey, Michigan, Pennsylvania, and West Virginia. There are hundreds of slots, while the live dealer section includes exclusive titles. In terms of baccarat, FanDuel Casino is home to two RNG games and two live casino options from Evolution. FanDuel has a steady stream of promotions, including an excellent welcome package. When you register, there is a bonus of $100 when you deposit $5 and play just $1. The bonus will be credited to your account within 72 hours. 

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DraftKings Casino

DraftKings is a popular online casino among budget bettors because it allows you to play real money games with a low deposit of just $5. You can choose a broad selection of slots and live casino games, including an RNG baccarat game and eight live dealer games. You can also play an exclusive DraftKings live baccarat table. DraftKings Casino is available in Connecticut, New Jersey, Michigan, Pennsylvania, and West Virginia. Alongside deposit match bonuses, the welcome promotion on DraftKings rewards $100 in casino credits instantly when you and bet at least $10. 

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BetMGM Casino

Seven different baccarat games are accessible at BetMGM Casino in Michigan, New Jersey, Pennsylvania, and West Virginia. Two options are RNG virtual games, while the rest are live dealer options from Evolution. You can also play NHL Baccarat and other BetMGM-exclusive live casino roulette and blackjack tables. New players registering for the first time, will get $75 on the house when $10 has been bet. This generous package gives plenty of bonus funds to test baccarat and other games. 

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Editor's note: From time to time, the offers below may not match the casinos we highlight. This happens when the offer is not currently available in your region. In this case, we will show you the next best offer available to you.

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What is Live Dealer Baccarat?

Live baccarat is a version of the classic casino card game that is played online, only this time, you play with a human dealer. It is a combination of online baccarat and the game you play at land-based casinos. Live dealer baccarat has the convenience of online gameplay with the realism of traditional games. In a live game, all the action happens in real-time through a live stream, with a human dealer handling the gameplay. 

If you have played baccarat before, the rules are the same when you play live. Once you have a grasp of the basic rules, you can play live baccarat, RNG baccarat, or land-based baccarat with confidence. Games feature a human dealer, real cards, and tables, with all the action streaming live from a remote location owned by the software developer. 

Baccarat live is one of the easiest casino card games, but there are complexities you need to know about before you play. All you need to do in each round is decide whether the Player will win, the Banker will win, or the game will end in a Tie. You do not need to bet specifically on cards you hold, but the winner is the Player or Banker who gets the closest to a value of 9 without going over. 

During baccarat, multiple decks of cards are in play at the same time, with players receiving 2 cards. Regarding the value of the cards, any card of any suit numbered 2 to 9 is its face value. All picture cards (Jacks, Queens, Kings) and 10 do not have a value. Aces in baccarat are worth just 1. Any hand with a value of under 8 results in the โ€œthird card ruleโ€, where the Player and/or Banker can take another card.

As mentioned, there are three bet types in a standard live dealer baccarat game. Below, we will look at these options in detail:

Bet Type Payout Odds Odds/ Baccarat Winning Percentage House Edge

Bet TypePayout OddsOdds/Baccarat Winning PercentageHouse Edge
Banker's Bet1:145.86%1.06%
Player's Bet0.95:144.62%1.24%
Tie Bet8:19.52%14.36%

 

How to Play Live Baccarat Online

One of the best things about live dealer casino games is that you are at the center of the action. There is a game interface where you place bets, while the cards the dealer uses have microchips that overlay onto your UI when the card is dealt. 

These games also feature professional human dealers who can interact with you and other players. Most live baccarat games give the dealer a microphone along with the video feed. You do not use video or a microphone, but a live chat box allows you to speak with the dealer and your fellow gamblers. Creating a direct line between online and land-based baccarat, you can play live games by following the steps below:

  1. Choose one of the live baccarat casino sites we recommend and click the link. On the casino page, choose โ€œRegisterโ€ and provide your personal info, such as name, address, email address, birth date, and phone number. 
  2. Once you register, click โ€œDepositโ€ to fund your account. Choose one of the available payment methods, enter how much you will deposit, and provide payment information. Making your first deposit will usually qualify you to claim the casino welcome bonus. 
  3. In the casino game lobby, search โ€œBaccaratโ€ or browse the live casino section to see what baccarat live games are available. Once you choose a game, click the thumbnail to start playing. 
  4. Live casino baccarat shows a dealer in a TV studio setup, and the dealer now hands two cards to the Player and two cards to the Banker. In most games, the dealer can serve as the Banker, but some variants have players become the Banker. 
  5. Cards are implanted with microchips so the table can read them and send the information digitally to your interface. This allows you to see the cards in your hand and make a decision to bet on the Player, Banker, or Tie. 
  6. When all bets are in, the dealer will reveal the cards in both hands, showing which hand was closest to a value of 9 and is the winner. 

Live Baccarat Variants

Baccarat is a classic and traditional casino game, but various tweaks have been made to the standard gameplay over the years. Many of the different variants are available as live baccarat games, including the following popular types:

Punto Banco

The most popular twist on the standard baccarat game, Punto Banco, retains the standard Player (Punto) or Bank (Banco) or Tie bets. One notable difference in gameplay is that you only wager on other playerโ€™s/the bankerโ€™s hands and not on your own. 

Chemin De Fer

A French version of baccarat, Chemin De Fer (railway) has standard baccarat rules, but the Banker role is taken by a player. A new player becomes the Banker each round, making bets, taking bets, and paying winners. 

Mini Baccarat

Mini Baccarat is a popular variant that takes place on a smaller table, and it ensures the dealer is always the Banker. Less players can participate in a land-based or live dealer table because the betting area is smaller. This means Mini Baccarat is faster than standard games. 

Dragon Tiger

Perhaps the simplest take on baccarat, Dragon Tiger is not as exotic as it seems. It involves just two cards, one to the Player and one to the Dealer. The basic gameplay involves simply betting on which of the cards will be higher.

Baccarat Squeeze

A version that was developed by Evolution, Baccarat Squeeze starts with normal gameplay and adds a little element of drama. The round plays out as normal, but when it comes to revealing the cards, the dealer will fold them back slowly to add more suspense. 

Speed Baccarat

Baccarat can be a slow game, especially in a live dealer table. You need to wait for each player to make their betting decision. In speed baccarat, a round takes about 30 seconds, whereas in normal live baccarat variants, it can take over a minute. 

No Commission Baccarat

Baccarat beginners do not know that the game comes with a 5% commission you must pay to the casino for each bet. This is to offset the Banker bet, which is the option most players bet on. Some live dealer baccarat games remove the commission, like No Commission Baccarat. 

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How to Pick the Top Live Baccarat Casino

Choosing the best live baccarat online casino depends on numerous factors. Your own individual requirements are important, but it is also essential the casino offers specific details. We cover those details in every review, so our casino ratings are a suitable place to start. You can even apply our criteria when picking a baccarat casino, taking into account the following considerations.


๐ŸŽฒ Game Variety: The number of overall casino games is important, alongside how many live baccarat tables are open. Top casinos should offer hundreds of slots, dozens of casino games, and a handful of baccarat options. 


๐ŸŽ Bonuses and Promotions: Casino bonuses allow you to boost your bankroll. However, there are always T&Cs to consider, so we recommend always reading the small print. Choose promos that are generous but also accessible with friendly terms. 


๐Ÿ‘ฎ Security and Licensing: Always select a casino brand that is licensed and regulated in your state. Security measures such as SSL encryption and game fairness testing are other factors to look at. 


๐Ÿ’ณ Payment Methods: Flexible payment methods are ideal for depositing and withdrawing funds however you want. Top baccarat live casinos offer options such as credit/debit cards, e-wallets, and prepaid solutions. 


๐Ÿ’ธ Withdrawal Speed: When it comes time to cash out your winnings, a hassle-free experience is valuable. Choose online casinos that have speedy withdrawals. In most cases, you can withdraw using e-wallets within 48 hours. 


๐Ÿ“ฑ Mobile Capabilities: There is a good chance you will want to take your live baccarat gameplay with you on the go. A leading casino should fully support mobile platforms, whether that is through mobile casino apps, HTML5-optimized mobile browser site, or both. 


๐Ÿ“ž Customer Support: You shouldnโ€™t overlook an online casinoโ€™s customer support. We recommend choosing a casino site that has live chat as standard. If the chat is open 24/7, that is even better. 

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Live Baccarat Casino Bonuses

As more states open up to online casinos, the market is growing. Even so, most states have a limited number of casino sites available, so operators are competing to appeal to customers. Thatโ€™s good news for all of us because it means bonuses are generous and accessible. Below are the common promotions you can find on live baccarat casino sites:

  • Welcome Bonus: This is the first offer you can claim when registering with a casino for the first time. A welcome package is usually a deposit match bonus with free spins for a popular slot game. Itโ€™s also usually the most generous offer you can claim since welcome bonuses aim to entice and attract new players. 
  • Reload Promotion: A promo that is available for ongoing customers, a reload bonus rewards you when making deposits as an existing player. It could be free spins, a deposit match, or another type of benefit. 
  • Deposit Match: As the most popular bonus type, this is where the casino matches your deposit by a certain percentage with bonus funds. For example, a 100% match on your deposit of up to $500. 
  • No Deposit Bonus: While not as traditionally big as deposit match bonuses, no deposit bonuses rewards you, like casino credits or free spins, without you needing to deposit your own money. 
  • Cashback: Players love a cashback reward because it helps to cover their losses. When you see this bonus, you can get back a percentage of your losses over a time period. For example, 30% cashback on losses over 7 days. 

Live Baccarat Game Tips

Live baccarat is an excellent game, even for new beginners to live dealer gambling. Despite the simplicity of the game, we can give you a head start with the following top tips:

  • Avoid Tie bets: On paper, the Tie bet looks great because it is the highest paying in baccarat. However, it has awful house edge/odds and is pretty risky to play. 
  • Bet the Banker: You should almost universally bet on the Banker as this bet has the best house edge. While the Player bet is similar, it is seen as bad etiquette to wager against fellow players.
  • Fewer decks: Some baccarat live tables offer games with fewer decks of cards in play. Normal games have 8 decks, but some have 6 or less. Fewer decks mean a lower house edge.
  • 5% commission fees: That 5% commission fee you pay on your bets to cover the Banker wager is annoying. Look for game variants that remove the commission fee. 
  • Live dealer bonuses: Look out for bonuses that specifically target baccarat live casino players. Remember always to read the promo T&Cs first.  
  • Gamble responsibly: Our number one rule is to always bet within your financial means. Donโ€™t chase your losses, and remember that playing baccarat should be fun โ€“ not a way to make money.

Live Dealer Baccarat vs Land-Based Baccarat

While live baccarat is super similar to playing the game at a land-based casino, there are some core differences:

Live Dealer RouletteLand-Based Roulette
โœ… Choose from more than one baccarat variantโœ… Still the most thrilling baccarat experience
โœ… Tables are open 24/7โœ… Watch the gameplay live in real life
โœ… Claim bonuses to boost your bankrollโœ… Immersive social aspects not available online
โœ… Play games across multiple casinos โŒ No promotions or bonuses
โŒ Still not as immersive as the real thingโŒ Lacks game flexibility and variety

Pros and Cons of Playing Online Baccarat Live

We love baccarat live, and you should 100% explore live games on our recommended casino sites. However, you will also find tons of RNG games to enjoy. There is no right and wrong, so to help you choose what is best for you, check out the following pros and cons. 

Live Dealer RouletteLand-Based Roulette
โœ… Immersive gameplay with realistic actionโœ… Faster and more convenient
โœ… Watch the game liveโœ… Play RNG games in free demos
โœ… Chat with the dealer and other playersโœ… Better for budget players
โŒ No live dealer free playโŒ Lack of realism
โŒ Live games have higher betting limitsโŒ Boring compared to live games

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Meet The Author

Emma Trotter
Emma Trotter
Editor Editor

Emma Trotter is a Senior Editor at Casinos.com. Emma has worked as a staff writer and editor for nearly two decades, extensively covering celebrity news and the Las Vegas entertainment, casino and tourism scenes. She spent several years in in-house roles at Caesars Entertainment and Wynn Las Vegas before stepping into iGaming affiliate site content.

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