Best Cashback Casinos & Bonuses in the USA In 2025

BetRivers, a Rush Street Interactive-operated online casino, has a strong presence in the US. It is legal in PA, NJ, MI, and WV and offers new sign-ups a cashback bonus of up to $500. New players who deposit $10 and input the promo code “CASINOBACK” will get 100% of net losses back up to $500. Only losses incurred in the first 24 hours of play count towards this promotion. You will also have 30 days to meet the 1x wagering requirements before cashing out your winnings.

Bonus Assessment

BetRivers Casino’s cashback bonus is a solid offer that allows new players to enjoy 24 hours of risk-free gaming. We were particularly impressed with the low 1x wagering requirements, which you have 30 days to meet. Although not all games contribute equally to meeting these requirements, this is pretty standard for most online casinos. All in all, this is one of the most generous casino welcome bonuses around.

Cashback bonuses are often included in a casino’s welcome package to encourage new players to deposit and play real money games. In return, new players are compensated for any losses. The minimum deposit or wagering requirement to qualify for a cashback bonus varies by casino. This type of bonus is typically a one-time offer that players can only claim once.

However, some casinos offer cashback bonuses as part of ongoing promotions, allowing returning players to receive a portion of their losses back on a weekly or monthly basis. Regardless of the timing, cashback bonuses work in the same way.

Cashback bonuses are a type of casino promotion that refunds a percentage of your losses as bonus funds. The percentage can vary depending on the casino and specific offer, but generally, the higher the percentage, the more generous the bonus. Think of it as a safety net of bonus funds to soften the blow of losses.

These bonuses are great for all types of players. Whether you're a high roller or a low-stakes player, cashback bonuses give you a second chance to win!

The easiest way to explain how cashback bonuses work is with an example. Let’s say you unlock a 10% cashback bonus up to $200. The maximum amount you can claim from this offer is $200. Say you had a tough week and lost $2,000—your casino would give you $200 (10% of $2,000) as your cashback. If you lost only $200, you’d receive a $20 bonus. While there are important terms and conditions to consider (which we’ll cover later), the process is straightforward.

In some cases, cashback bonuses are reserved for the casino’s most loyal players as a way to reward and retain them. Generally, VIPs and high rollers receive the best and most generous cashback deals. For example, VIP players who deposit large amounts may qualify for higher cashback rates, with reimbursements on net losses reaching as high as 50%.

Casino cashback bonuses vary from operator to operator and come in various shapes and sizes. We’ve highlighted below some of the most common cashback offers available at US online casinos so you’ll know exactly what to look out for.

Rake cashback bonuses are more commonly found at online sportsbooks and US poker sites. This is because most casino games do not have a rake. The house rake refers to the commission taken by a brand for its operating costs. With a rake cashback bonus, you will receive a small percentage of this money back at the end of the day, week, or for however long the promotion runs.

The most common casino cashback bonus is where you will get a percentage of your losses reimbursed. Usually, the range of casino cashback is between 5% and 20% and is given as site credits. It’s important to remember that you’ll only get a percentage of losses back if your total losses outweigh your total wins in the time allocated.

Sometimes, a casino will give back a percentage of your initial deposit, regardless of your net losses. For example, if you claim a 10% cashback bonus and deposit $50, the casino will give you $5 at the end of the bonus period.

Some US online casinos grant weekly cashback promotions, while others may only offer cashback once a month. You can also encounter daily cashback bonuses, but it’s pretty rare. Be sure to read the terms and conditions to claim an offer within the set period and avoid missing out.

High rollers and VIPs get more than just an average deal. Casinos often throw bigger cashback rates at these players, especially those who are loyal and bet big. We're talking about cashback that can hit 20% or higher—an edge for covering losses and stacking perks that go far beyond the standard offerings.

But VIPs don't just see higher cashback; they also gain priority with exclusive bonuses, faster withdrawals, and dedicated support. It’s a setup that aims to keep these high spenders engaged longer with perks that take the sting out of losses—a strategy that benefits both the player and the casino. 

To claim a casino cashback bonus, all you need to do is follow our experts’ step-by-step guide below. We’ve broken down the process into quick and easy-to-follow steps so you can get started right away.

Finding the right cashback bonus isn’t complicated if you know what to look for. First, focus on the cashback rate itself. Most casinos offer somewhere between 5% and 20%, with some pushing even higher for VIPs. A higher percentage is obviously better, returning more from each loss. 

Next, know what you’re signing up for. Some cashback can be withdrawn right away, but others might need you to meet a wagering requirement. If a casino makes you jump through hoops, make sure the payoff is worth it. 

Check how often cashback is doled out—daily, weekly, or monthly. Daily and weekly cashbacks can smooth out regular play, while monthly bonuses might pack a higher rate for less frequent players.

Finally, know if there are restrictions. Certain bonuses may only cover specific games or bets. Make sure your favorites are included, and always double-check withdrawal limits or game restrictions. The right cashback bonus should fit your play style and maximize your return.

To squeeze the most out of cashback offers, here’s the play:

• Stick to low-wager games to make it easier to convert cashback into actual, withdrawable funds.
• Play during promos. Casinos often run high-cashback promotions on set days. Catching these can boost your return.
• Track your losses to keep tabs on what you’ve spent helps you see how much you’ll get back.
• If you play regularly, check if you qualify as a VIP for better cashback rates and exclusive bonuses that can seriously boost returns.

Cashback is about playing smart and knowing how to turn bonuses into real value. Use these tips to make every game work harder for you.

Like all casino bonuses, cashback offers have important terms and conditions you need to consider before claiming. We’ve listed a few things you need to look out for before deciding whether a cashback bonus is right for you.

• Cashback percentage: Take into account what percentage of your losses are returned from a cashback bonus. This amount varies depending on the operator but is usually around 10%. 
• Withdrawal restrictions: Some operators will restrict how much you can withdraw from a bonus. A particular banking method may also be limited from a specific offer. 
• Eligibility criteria: Most cashback bonuses come with eligibility requirements you must meet before claiming. For instance, a minimum deposit is usually required, and sometimes a bonus code. Most bonuses are also tied to a specific game type.
• Expiration periods: Bonuses only run for a limited amount of time. You’ll need to claim most cashback bonuses within the first 24 hours of registering. You’ll also need to know the timeframe to incur losses for claiming a cashback. 

Many casinos attach wagering requirements to cashback before you can withdraw it. For example, if a $50 cashback bonus has a 10x wagering requirement, you’ll need to wager $500 before cashing out any winnings. These requirements vary wildly, ranging from 1x to 100x, so always check before you play. 

Occasionally, you’ll find cashback offers at no wagering casinos, but these are rare. Most casinos want you to play through the bonus a few times. Knowing this upfront lets you value the cashback offer accurately and skip the guesswork. 

Cashback bonuses can encourage longer play, so it’s essential to set personal boundaries. With cashback in hand, it’s easy to feel insulated from losses, but even the best bonuses have limits. 

How Cashback Bonuses Affect Responsible Gambling

Cashback can support responsible gambling if used wisely. On the upside, these bonus offers can provide a buffer for losses, reducing the urge to chase losses and helping players keep their spending in check. 

However, there’s a risk. Since cashback is based on losses, some players may end up overplaying in pursuit of the next bonus. Responsible gambling here means knowing when to call it a day and setting hard limits. With clear boundaries, cashback bonuses can enhance gameplay without turning into a trap. 

Responsible Gambling Resources

In the U.S., there are strong resources for responsible gambling. The National Council on Problem Gambling (NCPG) provides free counseling and runs a 24/7 national hotline (1-800-522-4700), helping players manage gambling habits or learn about self-exclusion programs.

Gamblers Anonymous offers a support network and group meetings for people wanting to control their gambling. 

Finally, most top online casinos also offer in-site tools, like deposit limits and break reminders. These resources make responsible play easier and keep the focus on enjoyment.