Best Cashback Casinos & Bonuses in the USA In 2024
Updated by
Emma Trotter
Editor
Emma Trotter
Editor
Emma Trotter is a Senior Editor at Casinos.com. Emma has worked as a staff writer and editor for nearly two decades, extensively covering celebrity news and the Las Vegas entertainment, casino and tourism scenes. She spent several years in in-house roles at Caesars Entertainment and Wynn Las Vegas before stepping into iGaming affiliate site content.
Lee James Gwilliam has over 10 years as a poker player and 5 in the casino industry. He has been all around the industry, working for a casino, writing more than 3,000 articles for various independent review sites and is an active player of slots, live dealer and poker.
Do you ever wish that losing felt a little more like winning? With casino cashback bonuses, your losses on slots, table games, and live dealer titles will sting a little less. Cashback offers give something back to both new and loyal players by returning a portion of their losses as bonus funds—making every game feel a bit more like a win!
Our experts have scoured the online casinos market to find the best cashback casinos for US players. In this guide, we reveal our top sites offering the most rewarding cashback deals available. Read on to find the perfect cashback casino for you and give your bankroll a boost today.
Important Note On Real Money Gambling
The information on this page refers to real money gambling at licensed online casinos. It is only intended for players from states where online gambling is legal: WV, NJ, PA, MI and CT.
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Editor's Pick: Top Cashback Casino Bonus For December 2024
BetRivers Casino
BetRivers, a Rush Street Interactive-operated online casino, has a strong presence in the US. It is legal in PA, NJ, MI, and WV and offers new sign-ups a cashback bonus of up to $500. New players who deposit $10 and input the promo code “CASINOBACK” will get 100% of net losses back up to $500. Only losses incurred in the first 24 hours of play count towards this promotion. You will also have 30 days to meet the 1x wagering requirements before cashing out your winnings.
Bonus Assessment
BetRivers Casino’s cashback bonus is a solid offer that allows new players to enjoy 24 hours of risk-free gaming. We were particularly impressed with the low 1x wagering requirements, which you have 30 days to meet. Although not all games contribute equally to meeting these requirements, this is pretty standard for most online casinos. All in all, this is one of the most generous casino welcome bonuses around.
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Understanding Cashback Bonuses
Cashback bonuses are often included in a casino’s welcome package to encourage new players to deposit and play real money games. In return, new players are compensated for any losses. The minimum deposit or wagering requirement to qualify for a cashback bonus varies by casino. This type of bonus is typically a one-time offer that players can only claim once.
However, some casinos offer cashback bonuses as part of ongoing promotions, allowing returning players to receive a portion of their losses back on a weekly or monthly basis. Regardless of the timing, cashback bonuses work in the same way.
What is a Casino Cashback Bonus?
Cashback bonuses are a type of casino promotion that refunds a percentage of your losses as bonus funds. The percentage can vary depending on the casino and specific offer, but generally, the higher the percentage, the more generous the bonus. Think of it as a safety net of bonus funds to soften the blow of losses.
These bonuses are great for all types of players. Whether you're a high roller or a low-stakes player, cashback bonuses give you a second chance to win!
How Do Cashback Bonuses Work?
The easiest way to explain how cashback bonuses work is with an example. Let’s say you unlock a 10% cashback bonus up to $200. The maximum amount you can claim from this offer is $200. Say you had a tough week and lost $2,000—your casino would give you $200 (10% of $2,000) as your cashback. If you lost only $200, you’d receive a $20 bonus. While there are important terms and conditions to consider (which we’ll cover later), the process is straightforward.
In some cases, cashback bonuses are reserved for the casino’s most loyal players as a way to reward and retain them. Generally, VIPs and high rollers receive the best and most generous cashback deals. For example, VIP players who deposit large amounts may qualify for higher cashback rates, with reimbursements on net losses reaching as high as 50%.
Cashback Bonuses Pros and Cons
Pros
Risk-free way to try out new games
Low minimum deposit limits
Suitable for all types of players
Reduced casino losses
Cons
Rarer than other casino bonuses
Lower bonus amounts as based on net percentage of losses
These offers have strict timeframes to qualify
Not all games are included with this type of offer
Types of Casino Cashback Bonuses
Casino cashback bonuses vary from operator to operator and come in various shapes and sizes. We’ve highlighted below some of the most common cashback offers available at US online casinos so you’ll know exactly what to look out for.
Rake
Rake cashback bonuses are more commonly found at online sportsbooks and US poker sites. This is because most casino games do not have a rake. The house rake refers to the commission taken by a brand for its operating costs. With a rake cashback bonus, you will receive a small percentage of this money back at the end of the day, week, or for however long the promotion runs.
Percentage of Losses
The most common casino cashback bonus is where you will get a percentage of your losses reimbursed. Usually, the range of casino cashback is between 5% and 20% and is given as site credits. It’s important to remember that you’ll only get a percentage of losses back if your total losses outweigh your total wins in the time allocated.
Deposits
Sometimes, a casino will give back a percentage of your initial deposit, regardless of your net losses. For example, if you claim a 10% cashback bonus and deposit $50, the casino will give you $5 at the end of the bonus period.
Monthly, Weekly, and Daily Cashback Bonuses
Some US online casinos grant weekly cashback promotions, while others may only offer cashback once a month. You can also encounter daily cashback bonuses, but it’s pretty rare. Be sure to read the terms and conditions to claim an offer within the set period and avoid missing out.
VIP and High Roller Cashback Options
High rollers and VIPs get more than just an average deal. Casinos often throw bigger cashback rates at these players, especially those who are loyal and bet big. We're talking about cashback that can hit 20% or higher—an edge for covering losses and stacking perks that go far beyond the standard offerings.
But VIPs don't just see higher cashback; they also gain priority with exclusive bonuses, faster withdrawals, and dedicated support. It’s a setup that aims to keep these high spenders engaged longer with perks that take the sting out of losses—a strategy that benefits both the player and the casino.
How Do I Claim My Casino Cashback Bonus?
To claim a casino cashback bonus, all you need to do is follow our experts’ step-by-step guide below. We’ve broken down the process into quick and easy-to-follow steps so you can get started right away.
How to claim a cashback bonus
1. Choose a cashback casino
Choose a casino from our list of recommended sites. Click on the links to head to your chosen casino’s website.
2. Register your account
Select the “Register” or “Sign-up” button. Input your personal details into the pop-up registration form that will appear on the screen.
3. Read the T&Cs
Check the small print to ensure you meet the eligibility requirements of the cashback bonus. Pay attention to minimum deposits, qualifying games, expiration periods, etc.
4. Make a deposit
If required, make a minimum deposit to qualify for the bonus. Remember, you must verify your account with government-issued photo identification before depositing.
5. Choose a game to play
Start playing casino games! Cashback bonuses are not usually limited to a single game, but they may be limited to a type of game (eg. slots or live casino). If you'd like to claim a cashback bonus, check which games are covered in the promo terms.
6. Claim your cashback bonus
After the bonus period has ended, check your account balance to see if you qualify for a cashback. This refund is usually credited automatically, but in some cases, you may have to claim the offer manually.
7. Use your bonus
Once your bonus appears in your account, you can use it to play more games. Remember, some casinos implement wagering requirements on cashback bonuses that you must complete before withdrawing.
How to Choose the Best Cashback Bonus
Finding the right cashback bonus isn’t complicated if you know what to look for. First, focus on the cashback rate itself. Most casinos offer somewhere between 5% and 20%, with some pushing even higher for VIPs. A higher percentage is obviously better, returning more from each loss.
Next, know what you’re signing up for. Some cashback can be withdrawn right away, but others might need you to meet a wagering requirement. If a casino makes you jump through hoops, make sure the payoff is worth it.
Check how often cashback is doled out—daily, weekly, or monthly. Daily and weekly cashbacks can smooth out regular play, while monthly bonuses might pack a higher rate for less frequent players.
Finally, know if there are restrictions. Certain bonuses may only cover specific games or bets. Make sure your favorites are included, and always double-check withdrawal limits or game restrictions. The right cashback bonus should fit your play style and maximize your return.
Tips for Maximizing Cashback Returns
To squeeze the most out of cashback offers, here’s the play:
Stick to low-wager games to make it easier to convert cashback into actual, withdrawable funds.
Play during promos. Casinos often run high-cashback promotions on set days. Catching these can boost your return.
Track your losses to keep tabs on what you’ve spent helps you see how much you’ll get back.
If you play regularly, check if you qualify as a VIP for better cashback rates and exclusive bonuses that can seriously boost returns.
Cashback is about playing smart and knowing how to turn bonuses into real value. Use these tips to make every game work harder for you.
Cashback Bonus Terms and Conditions
Like all casino bonuses, cashback offers have important terms and conditions you need to consider before claiming. We’ve listed a few things you need to look out for before deciding whether a cashback bonus is right for you.
Cashback percentage: Take into account what percentage of your losses are returned from a cashback bonus. This amount varies depending on the operator but is usually around 10%.
Withdrawal restrictions: Some operators will restrict how much you can withdraw from a bonus. A particular banking method may also be limited from a specific offer.
Eligibility criteria: Most cashback bonuses come with eligibility requirements you must meet before claiming. For instance, a minimum deposit is usually required, and sometimes a bonus code. Most bonuses are also tied to a specific game type.
Expiration periods: Bonuses only run for a limited amount of time. You’ll need to claim most cashback bonuses within the first 24 hours of registering. You’ll also need to know the timeframe to incur losses for claiming a cashback.
Wagering Requirements for Cashback Bonuses
Many casinos attach wagering requirements to cashback before you can withdraw it. For example, if a $50 cashback bonus has a 10x wagering requirement, you’ll need to wager $500 before cashing out any winnings. These requirements vary wildly, ranging from 1x to 100x, so always check before you play.
Occasionally, you’ll find cashback offers at no wagering casinos, but these are rare. Most casinos want you to play through the bonus a few times. Knowing this upfront lets you value the cashback offer accurately and skip the guesswork.
Common Cashback Bonus Payment Methods
Most reputable casinos will offer a range of payment options, catering to all sorts of preferences. The most common payment methods are major credit/debit cards like Visa or Discover, e-wallets like PayPal, online bank transfers, and pre-paid cards such as Play+. Sometimes casinos specify which payment methods you can use to claim a cashback promotion, so please read the small print to make sure your preferred method is not excluded.
Cashback bonuses can encourage longer play, so it’s essential to set personal boundaries. With cashback in hand, it’s easy to feel insulated from losses, but even the best bonuses have limits.
How Cashback Bonuses Affect Responsible Gambling
Cashback can support responsible gambling if used wisely. On the upside, these bonus offers can provide a buffer for losses, reducing the urge to chase losses and helping players keep their spending in check.
However, there’s a risk. Since cashback is based on losses, some players may end up overplaying in pursuit of the next bonus. Responsible gambling here means knowing when to call it a day and setting hard limits. With clear boundaries, cashback bonuses can enhance gameplay without turning into a trap.
Responsible Gambling Resources
In the U.S., there are strong resources for responsible gambling. The National Council on Problem Gambling (NCPG) provides free counseling and runs a 24/7 national hotline (1-800-522-4700), helping players manage gambling habits or learn about self-exclusion programs.
Gamblers Anonymous offers a support network and group meetings for people wanting to control their gambling.
Finally, most top online casinos also offer in-site tools, like deposit limits and break reminders. These resources make responsible play easier and keep the focus on enjoyment.
Licensing Authorities & Testing Agencies
Meet The Author
Emma Trotter
Editor
Emma Trotter is a Senior Editor at Casinos.com. Emma has worked as a staff writer and editor for nearly two decades, extensively covering celebrity news and the Las Vegas entertainment, casino and tourism scenes. She spent several years in in-house roles at Caesars Entertainment and Wynn Las Vegas before stepping into iGaming affiliate site content.
Many US online casinos offer cashback bonuses. However, we’ve collated the top three cashback casinos, so you know exactly where to play. Our top picks include FanDuel Casino, Bally Casino, and BetRivers Casino.
Are cashback casino bonuses only for high rollers?
Absolutely not; cashback bonuses are suitable for all kinds of players. Whether you’re a high roller or a budget bettor, you can claim these types of offers. You’ll just need to meet the minimum deposit to receive back a percentage of your net losses.
What are the benefits of casino cashback?
Casino cashback bonus offers have all sorts of benefits. They allow new players to test out games risk-free and provide a safety net for any real money losses. With these bonuses, you can also play for longer, as they reduce the risk of depleting your funds too quickly.
Do casino cashback bonuses come with wagering requirements?
Yes, pretty much all casino cashback bonuses will have important T&Cs you’ll need to consider. These vary depending on the operator, but most require a minimum deposit and attach playthrough requirements to any winnings. Our best cashback casino, FanDuel, has low 1x wagering requirements.
Are cashback bonuses legal?
Yes, cashback bonuses are legal in U.S. states that permit online gambling, provided the casino is licensed and adheres to state laws. Stick with regulated platforms to guarantee that all bonuses and cashbacks are secure, legally compliant, and reliably paid out.
Can I win real money with cashback?
Yes, cashback bonuses can be converted into real money, as they return a portion of your losses. Be aware of any wagering requirements tied to these bonuses, as you may need to play through the amount before withdrawals are allowed.
What is the average cashback percentage?
Average cashback rates usually range from 5% to 20%, though VIP players may receive even higher returns. Special promotions can temporarily increase these rates, so always compare percentage rates and eligibility requirements to maximize what you can reclaim on losses.
Cashback vs. Other Bonuses: What are The Differences?
Cashback bonuses differ by returning a percentage of losses rather than rewarding deposits or wins. This setup provides value even after losses, making it easier to maintain bankroll stability compared to other bonuses, which often require extensive wagering before withdrawal is allowed.
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