Best Online Casino Payment Methods in the US

Are you looking to deposit funds at a casino online? Perhaps you want the fastest withdrawals? This guide will help you find the perfect payment solution for the  best online casinos play. 

We list them all, from Play+ to e-wallets to credit cards. The information focuses on the ones you can use to deposit funds and withdraw your online gambling winnings. We also cover the payment methods that enable you to grab the best bonuses, plus those to avoid.

The range of payment methods in the legal online casino sector is huge. US players can enjoy this extensive range while also remaining reassured that the options are safe and licensed.

It’s important to choose the payment method that is best going to suit you and that’s not always as straightforward as it may seem. Some US states will have different payment options, and some operators will as well. 

For example, some of the best NJ online casinos support a variety of payment methods. They range from credit cards to e-wallets, while other sites may only offer Visa or Mastercard. 

Of course, keep in mind real money online casinos in general are only legal in a handful of US states. They include Delaware, New Jersey, Pennsylvania, Connecticut, West Virginia and Michigan.

In this article, we’re not only going to be looking at which payment methods you can choose from, but also how they work and what to look out for in the T&Cs. If you're a fan of playing real cash slots and other online casino games then keep scrolling for all the info you will need on the various banking systems.

Here are some tips to starting out with online casino payments:

• Accepted banking methods in an online casino site are usually displayed as a series of icons at the bottom of the homepage.
• If you’re completely new to the scene, try out different online casino sites banking methods. You can rely on our reviews to learn about the differences between payment options.
• Remember that every casino will have its own unique range of banking options. Check these first before committing to playing on the casino site for some time.
• You’ll need to provide a photo ID such as a passport or driving license when you sign up with an online casino. This has to happen before you can make your first deposit or withdrawal.
• You'll need to verify your current address by supplying bank statements, utility bills etc. no older than three months.
• The online casino will check your details to ensure that everything is above board. Lo and behold, you can then start using the online casino payment method without restriction.

The payment methods reviewed by us on Casinos.com are safe for the most part. Of course, there are always outside risks the same as there are as a customer at a bank. Some of the best online casino payment methods are credit/debit cards and bank transfers.

However, we are only recommending reputable sites to our readers. These are operators who value their players and take the necessary steps to ensure optimal payment security. 

For example, if you play at legal PA online casinos, each of those casinos goes through a rigorous licensing process. This ensures that they provide safe platforms for players to enjoy. 

The same is true for casinos in all the states where online gambling is regulated. For example, legal MI online casinos only partner with safe payment providers. That's because security breaches can risk their reputations and possibly their licenses. 

When a new site hits the market, we always do our due diligence. We evaluate each casino to ensure that they comply with industry-standard safety protocols.

Most online casino sites will have several payment methods that you can choose from. These generally fall into the following categories: 

• E-wallets
• Pre-paid cards
• Credit/debit cards
• Cryptocurrency
• Bank wire 

We can’t say which payment method is right for you — it all depends on what's available. Your options may be limited because of your location and the deposit/withdrawal limits. You're going to need to decide for yourself which is best. What we will do is give you all the information you need to know about them!

The full list of casino payment methods is pretty exhaustive. However, this doesn't mean that all branded casino sites will have the same options to choose from. In fact, that will not be the case at all. Even the top online slot sites and online casinos may not offer every payment option available.

The best bet is to choose the payment option that suits you and then use our site to find the best casino in your state that offers your payment method.

E-wallets and prepaid cards are not only some of the most popular payment methods to choose from, but they are also some of the most accessible. They’ve allowed players to create a digital space to store their funds, separate from any personal bank account they may have.

The biggest positive of prepaid cards such as Play Plus is the speed of transactions. Deposits are instant, and withdrawals can be back into the account within a matter of hours.

One thing that you will need to note with these is any fees attached. These won’t necessarily come from the slots site, but more commonly from the e-wallet or pre-paid card itself. Some do allow you to upgrade accounts to limit or even remove fees, which is worth looking into.

Using PayPal for online casino deposits and withdrawals has become extremely popular. This e-wallet isn't just one of the most common and most popular payment methods in the world. It’s also one of the best online casino site payment methods. You can find even more detail on the best PayPal casinos here on Casinos.com.

It’s worth noting that PayPal might charge you a fee to withdraw money back to your bank account and possibly also into your PayPal account. This is often a worthy trade-off, however, given that payments are processed incredibly quickly.

Skrill is an e-wallet for online gamblers and operates very similarly to Neteller, which is used for gambling in other countries. Players won't find a list of the best Neteller casinos for the US because it simply doesn't operate there for gaming payments. That's why Skrill, which is also owned by the same company, Paysafe Group, is your best bet. 

Creating a Skrill account is free, and you can transfer funds once you linked it to your bank account. Then, you can simply log in and request online casino payments via Skrill. Keep in mind that Skrill is not widely used in the US, so don’t be surprised if the operator of your choice does not accept this payment option.

Paysafecard is a prepaid card that is very popular. Paysafecard casinos operate in a way where transactions leave no digital footprint. Therefore, it almost eliminates any threat of fraud or intrusion.

It works by purchasing these cards on a participating outlet, such as CVS Pharmacy, and then loading the card with cash at that outlet. You then scratch off your unique number and use this with your card to deposit. 

Credit and debit cards are the most common way for US online casino players to get money in and out of their accounts. It’s a payment method that most US residents have, so it makes sense that a lot of players would be looking to use these.

One of the main reasons why people use a credit or debit card is the security that comes with it. If something went wrong, then most banks would be on hand to either settle a dispute or protect an account from fraudulent activity. Credit cards in particular are covered by insurance, so getting refunds from this is incredibly easy.

They are also the method that comes with the lowest fees, for the most part, at least. The majority of casino sites will not charge you anything for depositing or withdrawing using either of these methods, which is good.

The trade-off is that with credit card slots and other credit card casinos, withdrawals can take their sweet time to get back to your bank. This can be anywhere from 1 to 5 working days in some cases, which is longer than e-wallets, for example.

As a brand that needs little introduction, Visa is probably the most popular payment method for casino players in the US. Most of us have a Visa card of some kind and use it daily. Around 99% of US online casino sites will offer Visa as a dedicated payment method.

With these cards, you’re likely not going to have any fees to pay. Online deposits are instantly processed, with withdrawals usually taking a couple of days, but this can vary. 

Are you particularly looking for US online casinos with fast payouts? We’ve noticed that a lot of Visa casinos are processing withdrawals very quickly with funds being paid back into accounts within 24 hours.

Visa Electron is a member of the Visa family and works in a similar way to a normal Visa card. The main difference is that these cards will only allow you to bank with funds in your account. They do not have any overdraft process and if there isn’t enough cash in the account to conduct the payment, then it will not process.

These payment methods are generally accepted in most online casino sites but are a little more limited than a standard Visa card.

Another hugely popular payment method is Mastercard, which is one of the most recognizable brands in the world. Credit cards and debit cards supplied by Mastercard are accepted by the majority of online casino sites in the US.

Maestro is a part of Mastercard and takes up the majority of their debit card payment methods. However, it's less popular as it’s not available throughout the entire US, only in select locations. 

It works in the same way that a Visa debit card would, allowing you to load funds into your account quickly and without fuss. It’s definitely not nearly as accessible as Visa, so you may need to work a little harder to find a casino site that accepts these.

Using bank transfers as a method to deposit to online casino sites has become increasingly popular. It's the safety and security that come with using your bank account as a direct means of depositing that's enticing to players. 

Unfortunately, there's generally a longer waiting period for your funds to appear. That said, your money is in good hands as it's your bank that directly deposits the funds for you.

Depositing via bank wire is a simple process. It involves the transfer of funds directly from your bank account to your casino account. Players often prefer this method due to the added security offered by banks. 

If none of the above sound appealing to you, fear not. There are even more online casino payment methods, just remember that every operator accepts different ones. All the options we mention may or may not be available at your chosen brand.

eCheck allows players to create a check and process this online. Instead of getting a checkbook and sending them off, they are processed electronically. Due to the manual approval needed for these, they are generally accompanied by a fee. They can also take up to 21 days to be processed, plus any processing time for it to be credited to your bank.

There are several options to pay with cash and then fund your online account that way. You can use shops that accept products like PayNearMe to do this. All you need to do is go to the store with the reference number for the casino site. They, you'll provide your account ID as your payment reference number and pay the cash to the cashier. They'll then make the transaction to the casino and your account will be receive those funds.

Western Union allows you to transfer funds in several ways, including in-person, online, and over the phone. With each one, you'll have a unique account ID. You'll have the option to make a one-off payment to the casino via your Western Union account.

With this, there is no need to have any personal information or documents online and instead, it’s all linked up electronically. You may be required to pay additional fees for this service and not all online casino sites will allow you to withdraw back to this account.

The Cryptocurrency industry has been in a bit of flux in recent years. You never really know which operators allow Crypto as a payment type until you log in to your account and look at the options. 

Both US online gambling and Crypto are so much more mainstream than they were even a few years ago. That's why it’s no surprise they would be intertwined. One of the issues, however, is that crypto can have unpredictable price fluctuations. In just a matter of days, Bitcoin, Litecoin and Ethereum can be up or down massively.

Pay By Phone is a little more limited than most of the other payment methods. That said, there are several sites that offer this option to US casino players. The process is very simple. If the casino operator of your choice has a Pay By Phone method, click that and confirm the amount you want to deposit and then confirm your mobile.

Cash will either be taken from your phone bill if you pay monthly or your phone balance if you are on pay-as-you-go. Most phone companies will limit how much you can process in a single payment, so it’s worth finding this out before making a deposit. Some may allow you to increase this limit as well, which might be handy. 

Paying by phone is a great way to deposit while you're on the go. It also could be handy for times when you don’t have access to credit cards or bank accounts. Essentially, it's a pre-paid service that comes in the form of your mobile phone bill.

A key point that you will need to note is that you can only deposit by phone and not withdraw. To get money out of your account you will need to set up an alternative payment method such as a bank card or an e-wallet.

Depositing is a process that, for most payment methods, will be an instant credit to your account. Once you’ve chosen your method of choice, you then simply need to enter your details and away you go.

One key thing that you need to note with payment methods is that not all are going to be able to claim things like welcome offers and big casino bonuses. E-wallets such as Neteller and Skrill are almost always prohibited from doing so as it’s easy to create multiple accounts and for them not to be tracked.

Withdrawals are a little less straightforward and they can take quite a bit longer to process than a deposit. One of the first things that you will need for a withdrawal is a verified account. You may also need this to deposit depending on which operator site you are using.

Verification is a process that requires you to confirm your ID and your address. You can do so by sending in documents like passports, bank statements, driver's licenses, and other official documents.

E-wallets are almost always the quickest way to get money out of the casino. Usually, these are processed within 24 hours and some are even instant. The likes of Neteller, Skrill, and PayPal are the most popular e-wallets.

Visa and Mastercard are about as safe a payment process as you can get, but they do take a little time for withdrawals. For these, you’re looking at 1 to 5 working days.

Large payments will need to use a bank wire to move money about. This can take longer still and up to 21 days, plus fees. However, it’s the only way that most sites will process large payments due to limits on bank cards and accounts.

Finally, not all payment methods will allow you to withdraw back. Pay by phone is a common one that allows you to easily deposit, but to get money out, you will need to add another account.

We pride ourselves on our ability to bring you the most important US gambling information. And a major part of remaining the “best” is outlining safe and secure payment processes for players.

We test these sites to the max and then include this information in our reviews. Everything from banking fees and withdrawal times to player verification is covered. Only when all these boxes have been ticked are we able to give them the thumbs up or the thumbs down.

As a general rule, you’re always going to be safest using credit or debit cards. The reason behind this is that they’re connected directly to a bank, so you'll always have someone to fall back to. PayPal is generally very safe as well, but like any financial institution, there are impersonators and fraudsters. They target new and existing customers with phishing scams, so just be aware of it.

Furthermore, notable licensing authorities include eCOGRA, iTech Labs, and the NJ Division of Gaming Enforcement. These are regulatory/testing agencies that make sure the inner processes of legal online casinos are up to par.

Our process and drive to be the best does not change when it comes to rating payment options for online casino games. Like other reviews, we have a dedicated team in place to work through them in detail.

Once we’ve established which payment methods are accepted for site deposits, we then move on to the testing phase. We look at minimums, such as how much we can deposit and withdraw, and also processing times and other criteria.

It’s worth noting that in this article we gave you a general idea of how each payment works. But, for our operator and brand reviews, we will give a more detailed look at how that payment method works within that casino.

Not all payment methods are available at online casinos yet - like cashapp. However, as soon as it is available, we will have everything you need to know about cashapp casinos.