How To Play Blackjack Guide

Updated by Ziv Chen

Writer

Fact Checked by Lee James Gwilliam

Senior Vice-President

Last Updated 3rd Apr 2025, 07:37 AM

Blackjack is fast, fun and simple to learn. You can find it at every online casino. It is one of the most played gambling games online.

Blackjack is the classic game of 21. You play against the dealer to get as close to 21 as possible without going over. You win if your hand is better than the dealer's. To play, you can 'hit' to take a card or 'stand' to keep your total. You can also place side bets to boost the action.

So, are you ready for a game of Blackjack? This guide covers everything you need. Here you learn the rules, bet types, and smart strategies. It helps you make better decisions and improve your game.

The Objective of Blackjack

There is only one objective in Blackjack. And that is to beat the dealer. You can dig down into complex systems and concepts, but this objective remains the same. It is true whether you're playing at an online casino or at a land-based location. To achieve this objective, you will need to collect cards with a higher value than the dealer without going over 21. Sounds easy, right? Well, while blackjack is easy to learn, the complexity of bets and wager options means it takes time to master.

Although you might know how to play blackjack, understanding the ways in which you can beat the dealer - or indeed lose to them - allows you to take more control of your betting. Below you can check out how to play blackjack at a casino by learning the winning and losing patterns:

How To Beat the Dealer

Of course, while playing blackjack online is fun, you really want to win. To do that, you will need to beat the dealer in one of the following ways:

Draw a hand with greater value than the dealer's hand but no greater than 21.
The dealer draws a hand that goes over the value of 21.
Win on your first hand if you draw two cards with the combined value of 21 without the dealer doing the same.

How You Lose to the Dealer

Even if you use our blackjack how-to-play guide, losses will happen. Blackjack is a game of luck, and sometimes the dealer will win rounds in one of the following ways:

Your hand goes over the value of 21, and you bust.
The dealer holds a hand that is of greater value than yours but no greater than 21.

Blackjack Hands

One of the first things you need to understand when learning how to play blackjack is your blackjack hand. Consisting of two or more cards, a hand is essentially the cards you currently hold. The range of hands and their value is relatively straightforward in blackjack. You simply take the value of the cards and add them together to get your score.

There are two types of hands you can hold when playing blackjack. These are known as soft hands and hard hands. The two work a little differently from each other.

Soft Hands in Blackjack

A soft hand is where your hand includes an Ace. When this happens, an Ace either has a value of 1 or 11. Then, you can choose how you wish to apply it to your hand and create your score from there. Effectively, the term "soft" means that the score that you have is one that you cannot go bust on. Therefore, it can be much more flexible.

For example, say you have an Ace and a 5. This hand could represent a total of 6 or 16, a soft score. If you were to stand with this combination, your score would be 16. But, if you were to hit, then the score of the next card would determine how the Ace is played.

Yet, one vital thing to note when learning how to play blackjack at a casino is that a soft score can never bust if you decide to hit. For instance, if you choose to hit and the next card is a 7, this would give you a score of 23 if you use the Ace as an 11. Of course, this would mean your hand is bust. Therefore, you can switch the value of Ace to 1 and create a new score of 14.

Hard Hands in Blackjack

On the contrary, a hard hand is any card combination that does not include an Ace. It has no flexibility, meaning that your hand can go bust with a hard combination. Understanding how to play blackjack for beginners means understanding the consequences of a hard blackjack hand.

Say you were dealt a 6 and a 9, giving you a total score of 15. If you decide to hit and are dealt a 7, you would have a score of 22, meaning you have gone bust. The increased risk with hard hands is that going bust is a big part of the game with these combinations.

Blackjack Game Variations

When considering how to play blackjack, card game players should understand that there are numerous versions of the game. While these variants share many similarities, there are core differences between them. It is essential to understand these differences when choosing which free blackjack game to play and which basic strategy to use.

Classic Blackjack

Classic blackjack is the traditional and most common variant, using eight 52-card decks. The classic variant is a good option if you want to learn how to play blackjack for beginners. It provides back-to-basic gameplay without side bets, allowing you to experience blackjack in its simplest form.

European Blackjack

Online blackjack has its roots in the European version of the game. While it is the same as classic blackjack in gameplay and structure, there are some fundamental differences. For example, in European Blackjack, both player cards are dealt face down. Another difference is that the dealer doesn't get a second card until the player bets on their hand.

American Blackjack

When learning how to play blackjack, card values are essential. American blackjack is one of the best variants for making intelligent betting decisions with less risk. That's because, in this variant, the dealer gets two cards before you bet (unlike in European games), with one card (hole) facing up.

Spanish 21

One of the blackjack variants with the most drastic differences from the classic game is Spanish 21. Here all cards with a value of 10 are removed from the decks. So, 10s and face cards like Jacks, Queens, and Kings are all missing. Doing so makes the gameplay exciting, as you need to hit to draw more cards on every hand.

Perfect Pair

While not specifically a blackjack game, Perfect Pair/s is often presented as a variant, sometimes included as a side-bet in regular blackjack. Essentially the player is betting on their two cards being of identical value (such as two kings). Ultimately, this makes Perfect Pair Blackjack a volatile game without the favorable house edge of other blackjack variants.

Blackjack Switch

Making its debut in 2009, Blackjack Switch is one of the newest blackjack game variants. It involves the player receiving two hands on each betting round instead of one. Players can then choose the best two-card hand from their four cards. Doing so improves blackjack odds, with Blackjack Switch odds at 1:1 instead of the normal 3:2.

Basic Blackjack Rules to Remember

Part of the charm of blackjack is how easy it is to play. Even so, there are rules to know if you want to learn how to play blackjack. Players have the choice of multiple variants, but most have the same core game rules:

If you hold a hand with 21 or lower and the dealer has a hand with less value = you win.
If you hold 21 or lower, but the dealer has a hand with a higher value (under 21) = you lose.
If you have 21 or lower, but the dealer has higher than 21 (a bust) = you win.
If you go higher than 21 and bust = you lose.
If you and the dealer have the same hand value (a push) = your bet is returned.

Blackjack Hand Step-by-Step

Once you know how to play blackjack, visit one of my recommended online casinos. Understanding the basics of blackjack gameplay will help you get started and choose the best game variants for you. Below, I've put together a convenient step-by-step guide to help you play blackjack online.

How To Play Blackjack Step-by-Step

Step 1: Choose a Blackjack Game

Choose an online blackjack variant and place the amount you want to bet by moving chips into position.

Counting Blackjack Hand Value

Blackjack is essentially a card counting game where each hand has a value that contributes to an overall number equal to or less than 21. Learning how many cards to play blackjack and their value is fundamental to understanding the game.

Blackjack Card Values

CARD	VALUE
ACE	1 or 11
TWO	2
THREE	3
FOUR	4
FIVE	5
SIX	6
SEVEN	7
EIGHT	8
NINE	9
TEN	10
JACK	10
QUEEN	10
KING	10

Blackjack Payouts

Knowing the payout percentages of games is essential when playing blackjack online. Each game has a specific payout rate that tells you the house edge. This is how much the casino wins back on average. Understanding how each rule and betting option can influence the house edge/payout will allow you to find the best blackjack games.

Playing blackjack online games with the best payout rates will give you more chances of winning and help your bankroll last longer. Regular blackjack has a standard payout of 3 to 2. Yet, other online tables have different payout percentages that can be less or more than this standard, so it is worth researching individual games to find out.

Blackjack Side Bets

One of the first things you will notice in blackjack is that you have plenty of side bets to choose from. However, the majority are reasonably rare. As a rule of thumb, you should almost always avoid these bets. Some of them carry a huge house edge, offsetting any low edge from the main game.

One of the most popular bets is that of 21+. In this game, you are looking at hands that create a flush, straight pair and combinations of each from the players' two and the dealer's one card. The house edge for this bet is a massive 8% in games played on four decks. Yet, this edge does decrease the more decks that are in play. As you'll soon uncover when learning how to play blackjack, this is a common theme with side bets.

If you're looking to go pro playing blackjack, you should steer clear of these bets. You would be far better off nailing the basic blackjack strategy from within the main game than messing around with side bets that may offer you little value in the long run.

Blackjack Strategy Lingo and Phrases

Blackjack comes with tons of different terms and names that you can use for cards, bets, and hands. You will likely use specific terms more often than others, and we have even mentioned a couple already in this blackjack how-to-play guide. It's vital to familiarise yourself with some of these phrases, so we have created a list of what we think are the most crucial blackjack terms to note.

Blackjack Lingo

BLACKJACK TERM	MEANING
Anchor	Based on positioning, the anchor is the player who is last to act before the dealer
Blackjack	This is a hand that creates the number 21 using just two cards. It pays out at higher odds than standard winnings, usually 3:2.
Box	Located in front of the player where bets need to be placed.
Burn Card	A card you can discard from the top of the deck before starting a new hand.
Bust	When a player has more than the value of 21 in their hand, thus losing the hand.
Card Counting	A player who mentally records the cards that have already been dealt, allowing them to determine what cards are left.
Chip Down	A decrease in your bet size from the previous round.
Chip Up	An increase in your bet size from the previous round.
Double Down	To buy one more card for that round. The price is the same as your original wager.
Hard Hand	A hand that only has one total value. Does not include an Ace.
Hit	To take another card from the dealer for free.
Hole Card	The card in front of the dealer that is face down.
Insurance	When the dealer has an Ace as their hole card, they will offer insurance paying 2:1 if they have blackjack.
House Edge	The advantage a casino will have over the player. The house edge will alter based on game type and playing style.
Paint	A picture card (Jack, Queen, King)
Pair	Two cards that have the same value.
Perfect Play	To play a mathematically perfect strategy, reducing the house edge to as low as it can go.
Push	When the dealer and player have the same hand value, the bet is pushed, returning the original stake to the player.
Shoe	Container on the table that includes the cards for the game.
Soft Hand	A hand that includes an Ace that can have two values. The Ace can represent 1 or 11, and the player can choose which.
Split	When players have a pair, they can choose to split, paying the same as their original bet and creating two separate hands for that game.
Stand	When a player does not take any more cards from the dealer.
Surrender	If a player thinks they cannot beat the dealer for whatever reason, they can surrender, taking half of their bet back and forfeiting their hand.
Up Card	The dealer's card that is face-up for the table to see.

Blackjack Hand Options

On the surface, playing blackjack is easy, and even beginners can enjoy games at top online casinos. Although, if you want to make the most from blackjack, it helps to understand all the potential options you have during the game. Here, blackjack becomes more complex, and you can manage your hands in the following ways:

BLACKJACK HAND	DESCRIPTION
Hit	If the value of your two-card hand is too low, you can ask the dealer to give you an additional card. Doing so will allow you to potentially improve your hand, but in some situations could result in you busting.
Stand	When you receive a hand you're happy with, you can stick with what you have and acquire no additional cards from the dealer. You should consider a stand if you have close to 21 (for example, 17 or over).
Double Down	With this blackjack rule, you can choose to double the value of your first bet, allowing you to potentially win a bigger prize. This bet happens once your first two cards are dealt and under the following scenarios: When your hand is a hard nine from two cards (without an ace), and the dealer's hole card is a 2, 3, 4, 5, or 6. If your hard hand (without an ace) has a value of 10 or 11 and the dealer's visible (hole) card is less than 10 or 11. Hit for a third card because it is impossible to bust, and you can get a high score. It is worth doubling down as the dealer may need to hit twice and could go bust. When you hold a soft (with an ace) hand of 16, 17, or 18 and the dealer's hole card is a 2, 3, 4, 5, or 6, choosing the double down and hitting the dealer for another card is worthwhile.
Split	A game can offer you a split bet when you have two cards of the same value, meaning you split the equal-value hand into two separate hands and receive an additional card for each. You will need to place a bet on this secondary hand too. Splits can be helpful or not, depending on the situation. For example, splitting on aces is good, while 10-value cards are not so good.
Surrender	A surrender bet is an option where you can give up half of your stake when your hand is not good. When you choose to surrender, you can receive half your wager back on a losing hand. While surrender minimizes losses, it is not always worthwhile. Furthermore, surrender is not a betting option in all blackjack games.
Insurance	One of the most popular advanced bets is blackjack insurance, where you can protect some of your stakes. This option becomes available if the dealer holds an ace on their visible card. Insurance bets are put on top of the original wager with odds of 2:1.
Soft 17	Soft 17 is a fascinating feature that forces the dealer to hit when holding a soft 17 hand. While this is an excellent betting option, it is not available on most blackjack tables. In fact, some variants will force the dealer to stand on a soft 17.
Even money	The best hand available in blackjack is an ace and 10 value cards. This hand gives you the blackjack hand of 21. Sometimes the dealer may be showing an ace and also have blackjack. If you hold blackjack and think the dealer might, too, the even-money betting option allows you to initiate a push (tie).

Blackjack Hand Signals

While blackjack is arguably the ultimate casino game, it is also one of the most welcoming. You can easily sit at a table and verbally instruct the dealer on your betting choices. However, if you want to add a touch of efficiency to your blackjack playing, you can use hand gestures to communicate your bets:

Hit - If a player wants another card, they should tap their index finger on the table.
Stand - Wave your hand over your cards to signal you are happy with your hand.
Double Down - Place additional chips next to your original bet (outside the box) and point to the stack to double down.
Split - Again, place additional chips next to the first bet (outside the box), but this time point with two fingers in a clear V shape to signal a split.
Surrender - You should draw a horizontal line across the blackjack table with your index finger to alert the dealer that you wish to surrender.

Why Play Blackjack Online?

Undoubtedly, online blackjack has changed how most players address the game. It's opened up a whole new world to game variations.

The number one reason to play online at live blackjack casinos is that the house edge is almost always lower than it is with land-based casinos. There are many ways that the rules can adjust the house edge in blackjack. Yet, with a land-based casino, you take what you are given. Online, you can quickly shop around. So, if games have a higher house edge, they may not get the traffic to make them profitable.

Playing blackjack online also gives you a much more comprehensive range of games. Some include Spanish 1, Super Fun 21, Pontoon, War Blackjack, Face Up Blackjack, Double Attack, Down Under, and many more. The base of each of these games is the same. But subtle rule changes mean that they are unique, offering an incredible array of choices.

The game is very simple to play. You don't have to worry too much about playing perfectly every time. Although it will benefit you in the long term. Most people at least know basic rules, making the game highly accessible.

Unlike online slots or roulette, blackjack is an art you can master. You will always be an underdog to the casino, but you can at least minimize this, unlike almost all other games.

Finally, it's one of the few online casino games where you can apply some strategy to your bets. The Martingale Betting System is one of the most popular with blackjack players. If you would like to learn more about Blackjack betting systems, tap the button below.

BLACKJACK BETTING SYSTEMS

My Top Tips When Playing Blackjack

Now you know how to play blackjack at a casino. It is time to put your knowledge into action! But wait just another moment before you head off to one of my recommended blackjack casinos. I've put together some tips to help you get the most from playing blackjack online. Here you go:

Learn basic strategies: No betting strategy will guarantee you win. But understanding basic systems can help you control betting and manage gameplay more efficiently.
Start small: High rollers are pro-level gamblers willing to take risks for big rewards. For regular players, starting with small bets allows you to maintain your bankroll and have more enjoyment from blackjack.
Manage your bankroll: Set yourself a budget from disposable income not related to your monthly expenses and stick to it. Knowing how much you have to spend and not going over allows you to enjoy gambling within your personal limits.
Play for free to practice: Practice makes perfect! If you are new to playing blackjack or are testing a variant, most casino sites allow games in free play. You can practice betting, test out strategies and learn hands.
Take advantage of casino offers: Casino bonuses can be of great help. Bonuses that boost your bankroll are a great way to start your Blackjack adventure. Remember to read the T&Cs of any bonus you want to claim and pay close attention to wagering requirements and game restrictions.

Best Online Casinos For Blackjack

I have compiled a list of online casinos where you can play Blackjack. These sites offer live dealer Blackjack as well as software-driven tables. Every casino on my list has been reviewed. This means you can sign up and play with total peace of mind. All the sites are licensed by reputable gambling authorities. They have security measures in place to ensure your funds are safe. I have also checked that the customer support they offer is of good quality. Some of these online casinos offer bonuses to new players. Check the bonus terms and conditions to see of you can use the bonus to play Blackjack. If yes, you might want to claim the bonus and play with the boosted bankroll.

Affiliate disclosure: At Casinos.com, we want to ensure that players are matched with the right casino and sportsbook offers for them. For this reason, some of the recommended site links are affiliate links. This means that if you visit a website through our link and make a deposit, Casinos.com will receive a commission payment at no extra cost to you.

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